JM Financial Solutions

Type of Borrower:

Borrower

Co-Borrower

If Co-Borrower, What is the name of the Borrower?

First Name:

Last Name:

Social Security Number:

Date of Birth:

Citizenship:

Alternate Name:

Cell Phone:

Home Phone:

Work Number

Extension:

Email:

New Field:

Apply for Individual Credit

Apply for Joint Credit

Total Number of Borrowers:

MARITAL STATUS:

Married

Unmarried

Separated

Number of Dependents

Age(s) of Dependents

UNMARRIED ADDENDUM: If Unmarried, is there a person who is not your legal spouse but who currently has real property rights similar to those of a legal spouse?

No

Yes

If Yes, Indicate the type of relationship and state in which the relationship was formed.

Civil Union

Domestic Partnership

Registered Reciprocal Beneficiary Relationship

Other:

State:

CURRENT ADDRESS:

City:

State:

Zip Code:

No. of Years

Do you Own or Rent?

Monthly Rent/Mortgage

Is your mailing address the same as above?

MAILING ADDRESS:

City:

State:

Zip Code:

If at Current Address for LESS than 2 years, list Former Address

City:

State:

Zip Code:

No. of Years

MILITARY STATUS: Did you (or your deceased spouse) ever serve, or are you currently serving, in the United States Armed Forces?

New Field:

Currently on Active Duty .

Currently retired, discharged, or separated from service.

Only period of service was as a non-activated member of the Reserves or National Guard.

Surviving Spouse

If on Active Duty, What is the Expiration Date?

LANGUAGE PREFERENCE:

EMPLOYMENT/SELF EMPLOYMENT and INCOME

Employed by a family member, property seller, real estate agent, or other party to the transaction.

Business Owner/Self-Employed

New Field

Ownership share of less than 25%

Ownership share of 25% or more

Employment Status Type:

Name of Employer or Business Name

Address:

City

State:

Zip Code:

Position or Title:

HR Phone:

Start Date:

End Date:

How long in this line of work?

Income:

IF APPLICABLE, Complete Information for Additional Employment/Self-Employment and Income

Address:

City:

State:

Zip Code:

Position or Title:

HR Phone:

Start Date:

End Date:

How long in this line of work?

Income:

Income from other source

How much Income from other source?

Provide at least 2 years of current and previous employment and income.

Address:

City:

State:

Zip Code:

Position or Title:

HR Phone:

Start Date:

End Date:

How long in this line of work?

SUBJECT PROPERTY

City:

State:

Zip Code:

ABOUT THIS PROPERTY and YOUR MONEY FOR THIS LOAN:

Will you occupy the property as your primary residence?

Yes

No

Have you had ownership interest in another property in the last three years?

Yes

No

If YES, complete the questions below:

What type of property did you own?

Primary Residence (PR)

FHA Secondary Residence (SR)

Second Home (SH)

Investment Property (IP)

How did you hold title to the property?

By Yourself (S)

Jointly with your spouse (SP)

Jointly with another person (O)

If this is a Purchase Transaction: Do you have a family relationship or business affiliation with the seller of the property?

Are you borrowing any money for this transaction (e.g. money for closing cost or down payment) or obtaining any money from another party, such as the seller or realtor, that you have not disclosed on this loan application?

If YES, What is the amount of this money?

Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application?

Have you or will you be applying for any new credit (e.g. installment loan, credit card etc.) on or before closing this loan that is not disclosed on this application?

Will this property be subject to a lien that could take priority over the first mortgage lien, such as a clean energy lien paid through your property taxes ( e.g. the property assessed Clean Energy Program)?

ABOUT YOUR FINANCES: Check ALL that apply.

Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application?

Are there any outstanding judgements against you?

Are you currently delinquent or in default on a Federal debt?

Are you a party to a lawsuit in which you potentially have any personal financial liability?

Have you conveyed title to any property in lieu of foreclosure in the past 7 years?

Within the past 7 years, have you completed a pre-foreclosure sale or short sale, whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due?

Have had property foreclosed upon in the last 7 years?

Have you declared bankruptcy within the past 7 years?

If YES, identify the type(s) of bankruptcy:

Chapter 7

Chapter 11

Chapter 12

Chapter 13

Are you working with a realtor?

Yes

No

Would you like to be connected with one of our realtor partners?

Yes

No

Realtor's First Name and Last Name:

Realtor's Company Name:

Realtor's Email Address:

Realtor's Cell Phone Number:

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